Balochistan E-Bike Scheme Stage 2: NBP Loan Form, Cost and Guarantor Rules

What is the Balochistan E-Bike Scheme Stage 2?

Stage 2 is the loan stage of the scheme, not a new application round. The ballot is over, and only the 20,021 winners picked on 30 June 2026 can take part. If your name is on the ballot list, Stage 2 is the form you fill in on the official portal, ebikes.finance.gob.pk, so the National Bank of Pakistan (NBP) can check your file and lend you Rs105,000 toward the bike.

The scheme is a Government of Balochistan programme offering 20,000 electric bikes across all 36 districts, with a 30 per cent government subsidy on each bike. Chief Minister Mir Sarfraz Bugti launched it to give students, working women and the general public cheap, clean transport. NBP is the financing partner.

Winning the ballot does not hold your bike: the portal says Stage 2 slots are secured as applications are completed.

Where does the scheme stand on 10 November 2026?

The ballot closed months ago, and Stage 2 has been running since then. As of 8 November 2026, the portal showed 9,197 of the 20,000 Stage 2 slots claimed, with 10,803 still unclaimed. By 22 September 2026, 8,642 slots were claimed, and only 555 more followed by 8 November, with the last claim on 6 November 2026.

One fact must not be missed. The portal notice gave 21 September 2026 as the last date to finish the Stage 2 form, yet the form still showed as open for all districts on 8 November 2026 and the counter was still moving. Open ebikes.finance.gob.pk yourself and check your own status.

Of 64,472 applicants, the ballot picked 20,021 winners across 36 districts. Quetta has the most by far, with 6,195 winners, followed by Pishin with 1,335 and Kohlu with 1,232. The winners fall into three categories: 14,436 from the general public, 5,078 students and 507 working women. The bikes are also split by colour, with 1,003 pink bikes and 19,018 green bikes. The portal does not explain who the green bikes are for.

No new registration round has been announced, and Stage 2 is for selected applicants only.

How much does a Balochistan e-bike cost you?

The bike price is Rs175,000, and the portal calls it a fixed price that never increases. The Government of Balochistan pays 30 per cent of that price as a subsidy. That is Rs52,500. You pay 10 per cent upfront. That is Rs17,500. NBP finances the remaining 60 per cent. That is Rs105,000, repaid in monthly instalments.

Insurance sits on top of those figures. The portal asks for insurance of 5 per cent of the invoice price, paid upfront. On a Rs175,000 invoice that works out to Rs8,750 by simple arithmetic. Add it to your upfront payment and your cash needed before delivery is Rs26,250, not Rs17,500.

You then choose how to repay the Rs105,000 loan. A one year plan at 15 per cent a year costs Rs9,477 a month, or Rs113,724 in total. A two year plan at 17 per cent a year costs Rs4,773 a month, or Rs114,552 in total. The two year plan halves your monthly payment, but you pay Rs828 more in total.

Who can complete the Stage 2 NBP loan form?

Only ballot winners can complete the Stage 2 form. If your name is not on the ballot list published on 30 June 2026, there is no way to join at this stage.

You must be aged 18 to 65 when you apply. The portal says NBP raised the upper limit from 55 to 65 in August 2026. You must be a permanent resident or domicile holder of Balochistan. You need a valid motorcycle driving licence, and a learner licence is also accepted. Your gross income must reach at least Rs50,000 a month, counted together with a co-borrower if you have one. You need a valid CNIC. You must not have taken a benefit from any earlier Government of Balochistan subsidy scheme.

The three categories are working women, students and the general public. Working women need 12 months of bank statements, while the general public needs 6 months. Students add an enrolment letter and a fee challan or student card, plus proof that their co-borrower earns at least Rs50,000 a month. Pension income is also accepted as income proof, and a general public applicant can add a co-borrower to reach the Rs50,000 floor.

How to complete the Stage 2 NBP loan form

Follow these steps in order. The whole form sits on the official portal, and you log in with the CNIC you applied with.

1. Open ebikes.finance.gob.pk. Note the address ends in gob.pk, not gov.pk. That ending is correct for Balochistan.
2. Choose Status and enter your CNIC, or your ballot number in the format BAL-2026 followed by five digits.
3. Open the Stage 2 form and log in with the CNIC you applied with.
4. Fill in your income and employment details, your address and your preferred NBP branch. Pick a branch you can actually visit.
5. Upload your documents. The list is set out in the next section.
6. Add your guarantor. Enter the guarantor CNIC, salary slip or service certificate, and the signed affidavit on stamp paper.
7. Submit the form. You can save a draft and come back to it until NBP starts checking your file.
8. Visit your chosen NBP branch once Stage 2 is complete. The portal notice says to go to the branch right after completing Stage 2 to collect the bike.

The portal says that once NBP finishes its process, the bike is handed over within two days. That clock starts after NBP clears your file, not the moment you press submit.

What documents do you need for Stage 2?

Get your papers ready before you open the form. A missing document is the most common reason a form stalls.

Scan each page clearly, because the NBP branch will want to see the originals when you collect the bike.

Who can be your guarantor?

The guarantor rule is the hardest part of Stage 2, and it is where most winners get stuck. NBP needs a permanent Government of Balochistan employee as your guarantor. That is the only kind of guarantor the Stage 2 form accepts. It does not accept contract or temporary staff, retired employees, federal government employees, army personnel or private sector employees.

One guarantor can stand for one applicant only, so a guarantor already named on another application cannot stand for you. On 20 August 2026 the portal posted a notice for Quetta about exactly this problem. Some applicants had named the same guarantor. Only those named on the portal Check Your Name list must add a new guarantor and resubmit. The notice says anyone on that list who does not do so will have the application rejected.

Your guarantor must sign an affidavit on stamp paper. The affidavit agrees that unpaid loan money can be cut from the guarantor salary. You also give NBP five signed, undated cheques. Keep copies of everything you hand over, and keep the cheque numbers noted somewhere safe.

What happens after you submit the form?

Once you submit, NBP starts checking your file. Your income, your documents and your guarantor are all checked against the portal rules. You can save a draft and return to it until NBP starts this check, but once the check has begun you cannot edit the form freely.

If your file clears, the portal notice says to go to your chosen NBP branch right after completing Stage 2 to collect the bike. Take your original CNIC, domicile, licence and guarantor papers with you. The portal says the bike is handed over within two days once NBP finishes its process.

If something is wrong, the portal has a Complain section. Winners, and applicants whose seat was forfeited, can file a complaint with their CNIC or ballot number, for a wrong CNIC, a missing branch or a form that fails.

Problems and complaints in Stage 2

Three problems come up most often for winners. The first is the shared guarantor. If your guarantor is already on another application, your file will fail. The Quetta notice of 20 August 2026 is the clearest warning of this. Check the Check Your Name list on the portal, and if your name is on it, add a new guarantor and resubmit at once.

The second is a wrong CNIC or a missing branch. A CNIC typed with a mistake will not match the ballot record, and a branch that is missing from your form leaves NBP with nowhere to send you. Both can be raised through the Complain section with your CNIC or ballot number.

The third is the deadline clash described above. If the portal will not accept your form, file a complaint through the portal and ask NBP at your branch whether your slot is still open.

How to spot e-bike payment fraud

Every payment in this scheme goes to NBP. That single rule protects you from almost every scam around the scheme. If someone calls to say you won and asks for a processing fee by JazzCash or Easypaisa, it is not from the scheme.

The portal shows only the first five and the last digit of a CNIC in its public lists, so a caller who reads out your full CNIC did not get it from the results page. End the call and share no code, password or bank detail.

How the Balochistan scheme differs from the federal PAVE scheme

Balochistan winners sometimes mix this scheme up with the federal PM E-Bike Scheme, known as PAVE. The two are separate programmes, and applying to one does not enter you in the other.

Punjab also runs its own student e-bike scheme, and Sindh has a pink scooty scheme for women. If you live outside Balochistan, those are the programmes to check. See our guides to the federal PAVE scheme, the Punjab student e-bike scheme and electric bike and transport schemes across Pakistan. For other Balochistan support, see the youth employment programme, the enterprise development programme and the CM youth skills scheme.